Telephone fraud is the most popular form of fraud today in society, and if they do not prevent it many people will be deceived by scammers to get a large amount of property. Always remind your parents when important information is involved or money transfer transactions call you to confirm. Be alert, vigilant, do not believe immediately. Here’s a summary of common phone fraud practices for everyone, and learn how to identify fraudulent calls together.

• The scammer conducts fraud by pretending to be leaders, relatives, friends, and institutional units.

1. Pretending to be a secretary: The criminals pretend to be the secretary of the superior and call the person in charge of the subordinate unit to promote the sale of books, commemorative coins, etc., to make the defrauded unit pay the subscription fee, handling fee, etc., and carry out fraudulent activities.
2. Pretend to be the boss of the company: lawbreakers break into the company’s internal communication group to understand the information between leaders and employees, and then pretend to be leaders to defraud employees by disguising WeChat accounts, etc.
3. Pretending to be a telephone number of public securities, procuratorate, and law: criminals pretend to be public security, prosecutor, and law officer, requesting the victim to transfer their funds to a safe account to cooperate in the investigation for reasons such as theft of the identity of the victim and suspected crime, and commit fraud at one time.
4. Pretending to be an acquaintance: The criminal calls the victim and asks him to “guess who I am”, and then pretends to be an acquaintance to borrow money from the victim.
5. Subsidies, aids, and scholarships: criminals pretend to be workers of education, allergies, and disabled people’s federations, call or send text messages to students, citizens, and disabled people, claiming that they can receive related subsidies or assistance, and induce victims to pass through ATM machines or other Ways to remit money, so as to implement fraud.
6. Medical insurance and social insurance: criminals impersonate medical insurance and social insurance workers, claiming that the victim’s account is abnormal, and tricking the victim into remittance to the so-called safe account.

• Scammers implement fraud through various false discount information, customer service refunds, etc.

1. The Criminals pretend to be online shop customer service, call the phone to falsely claim that the stock is out of stock, and must refund the victim, induce the purchaser to provide the bank card number, password and other information, thereby committing fraud.
2. The Lawbreaker pretended to be a courier to contact the victim by telephone, saying that he had to sign for the courier but could not see the information, so as to obtain the victim’s information. After the delivery, the victim is threatened to pay after the receipt, otherwise it will cause trouble.
3. The Lawbreakers use preferential treatment, discounts, overseas purchases, etc. as bait. After the buyer pays, they then demand to continue the payment on the grounds of “the goods are detained by the customs, and tariffs must be paid”, or simply block the shipment by not delivering the goods, thereby committing fraud.

• Frauds are carried out by fabricating all kinds of unexpected information to make users frighten and disturbed.

1. The Lawbreaker falsely stated that the victim’s relatives and friends were involved in the car accident, and called the victim to transfer money on the grounds that they had to deal with the traffic accident.
2. The Lawbreaker falsely claimed that the victim’s relatives and friends were kidnapped, asked the victim to transfer money, and threatened not to report to the police or tear up the ticket. Criminals usually choose to call home during work hours, and middle-aged and elderly people who stay at home are easily deceived.
3. The Lawbreaker lied that the victim’s child or parents needed emergency surgery for a sudden illness, and instructed the victim to transfer money for treatment. The victim was often worried and has no patience to transfer money in accordance with the instructions of the law.
4. The Lawbreakers claim to be the underworld, threaten the victim, and say that someone will hurt them, but also claim that they can destroy wealth and eliminate disasters, and then provide an account number to ask for. To the victim to send money.

• Commit fraud against various payment, consumption, etc. in daily life.

1. The Criminals called on the phone and pretended to be staff, claiming that the victim had arrears of water, electricity, coal, etc., and asked the victim to take the arrears into the designated account. Some people are convinced that this is true and later, they find out that they were deceived after the money transfer.
2. The Criminals pretend to be the owner of the phone and send text messages to the contact list in the mobile phone, claiming they got a new number, and then commit fraud after gaining trust.

• Falsely claim that it can provide all kinds of illegal services. To carry out fraudulent activities.

1. Criminals will call or send text messages to test-takers who are about to take the test, claiming that they can provide test questions or answers. Many test-takers find that they have been cheated only after transferring money to a designated account.
   Have you learned it? remember! As long as it involves money, you should confirm it again and again. Please keep your money bag and don’t easily transfer money to strangers. At the same time, we must maintain a clear mind and the ability to distinguish right from wrong, not to be greedy for small gains, and to act cautiously in the face of money-related issues, so as to avoid many scams.